:root{--navy:#182b42;--coral:#ef735f;--cream:#fbfaf8;--muted:#596578;--border:#e8e6e2;--max:1450px;color:var(--navy);background:#fff;font-family:Arial,Helvetica,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;font-size:1rem;font-weight:400;line-height:1.6}img{max-width:100%;height:auto;display:block}a{color:inherit}h1,h2,h3,.site-footer strong{letter-spacing:-.036em;font-family:Georgia,Times New Roman,serif;font-weight:700;line-height:1.12}h1{margin:22px 0 20px;font-size:clamp(2.65rem,4.3vw,4.95rem)}h2{margin:12px 0 24px;font-size:clamp(2rem,3.25vw,3.2rem)}h3{margin:0 0 10px;font-size:1.62rem}.wrap{width:min(calc(100% - 64px),var(--max));margin-inline:auto}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.site-header{z-index:10;background:#fff;border-bottom:1px solid #eee;position:relative}.header-row{justify-content:space-between;align-items:center;gap:18px;min-height:102px;padding:14px 0;display:flex}.brand-logo{flex:none;align-items:center;max-width:420px;text-decoration:none;display:flex}.brand-logo img{width:100%;height:auto}.site-header nav ul{align-items:center;gap:23px;margin:0;padding:0;list-style:none;display:flex}.site-header nav a,.site-footer nav a{font-size:.82rem;text-decoration:none}.header-actions,.buttons{flex-wrap:wrap;align-items:center;gap:12px;display:flex}.btn{text-align:center;border:1px solid #0000;border-radius:10px;justify-content:center;align-items:center;min-height:48px;padding:14px 20px;font-size:.91rem;font-weight:700;text-decoration:none;transition:transform .15s,background .15s;display:inline-flex}.btn:hover{transform:translateY(-2px)}.btn:focus-visible,a:focus-visible,input:focus-visible,textarea:focus-visible,button:focus-visible{outline-offset:3px;outline:3px solid #153c84}.btn-primary{background:var(--coral);color:#fff}.btn-primary:hover{background:#d95d4c}.btn-outline{border-color:var(--coral);color:var(--navy);background:#fff}.hero{isolation:isolate;background:#fff;min-height:650px;position:relative;overflow:hidden}.hero-background{z-index:-1;background-image:url(/images/leipzig-hero-wide.webp);background-position:50%;background-repeat:no-repeat;background-size:cover;position:absolute;inset:0}.hero-content{align-items:center;min-height:650px;display:flex}.hero-copy{z-index:1;width:min(690px,52%);padding:66px 0 58px;position:relative}.hero-copy>p{color:#435269;max-width:600px;font-size:1.19rem}.eyebrow{color:#475b70;letter-spacing:.28em;font-size:.65rem;font-weight:800;display:block}.eyebrow:before{content:"";background:var(--coral);width:30px;height:2px;margin:0 12px 4px 0;display:inline-block}.hero-brief{color:#2a3c52;flex-wrap:wrap;gap:20px;margin-top:42px;font-size:.81rem;display:flex}.trust{grid-template-columns:repeat(4,1fr);gap:0;padding:30px 0 35px;display:grid}.trust>div{border-right:1px solid var(--border);min-height:140px;padding:10px 24px;position:relative}.trust>div:last-child{border-right:0}.trust-icon{float:left;width:55px;height:55px;color:var(--navy);background:#fbe8df;border-radius:50%;place-items:center;margin-right:13px;font-size:1.6rem;display:grid}.trust strong{font-size:.87rem;line-height:1.35;display:block}.trust p{color:var(--muted);margin:12px 0 0;font-size:.77rem}.section{padding-block:70px}.section-heading{grid-template-columns:1.5fr .75fr;align-items:end;gap:45px;margin-bottom:22px;display:grid}.section-heading p{color:var(--muted);font-size:.95rem}.topic-grid{grid-template-columns:repeat(3,1fr);gap:22px;display:grid}.topic-card{background:#fcfaf8;box-shadow:0 6px 25px #1120390b}.topic-card a{text-decoration:none}.topic-card img{object-fit:cover;width:100%;height:220px}.card-body{padding:23px}.card-body p{color:var(--muted);font-size:.91rem}.text-link{color:#db614d;font-size:.9rem;font-weight:700}.city-section{background:linear-gradient(110deg,#fbf8f5,#f2f4f5);overflow:hidden}.city-grid{grid-template-columns:1fr 1fr;align-items:center;gap:45px;min-height:410px;display:grid}.city-grid>div{padding:50px 0}.city-grid>img{object-fit:cover;width:100%;height:410px}.city-grid p{max-width:550px;color:var(--muted)}.factline{gap:35px;margin:23px 0;display:flex}.factline div{border-right:1px solid var(--border);padding-right:24px}.factline strong{font-family:Georgia,serif;font-size:1.4rem;display:block}.factline small{color:#617084;display:block}.advisor{grid-template-columns:minmax(260px,320px) minmax(0,1fr) minmax(240px,320px);align-items:start;gap:35px;display:grid}.advisor-photo img{aspect-ratio:4/5;object-fit:cover;border-radius:20px;width:100%;box-shadow:0 15px 35px #182b4216}.advisor-copy p{color:var(--muted)}.advisor-contact-list{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px 18px;margin:24px 0 30px;display:grid}.advisor-contact-list div{border:1px solid var(--border);background:#fcfaf8;border-radius:14px;padding:16px 18px}.advisor-contact-list dt{letter-spacing:.12em;text-transform:uppercase;color:#647589;font-size:.77rem;font-weight:700}.advisor-contact-list dd{color:var(--navy);margin:6px 0 0;font-size:1rem;font-weight:700}.advisor-panel{background:linear-gradient(#fbf8f5,#f4f6f8);border:1px solid #e5e3df;border-radius:18px;padding:24px;box-shadow:0 8px 30px #182b420a}.advisor-panel p{color:var(--muted);font-size:.92rem}.advisor-qr-link{max-width:210px;margin:14px auto 18px;display:block}.advisor-qr-link img{border:1px solid var(--border);background:#fff;border-radius:12px;width:100%}.advisor-checks{margin:18px 0 0;padding:0;font-size:.91rem;list-style:none}.advisor-checks li{border-bottom:1px solid var(--border);padding:13px 0}.advisor-checks li:last-child{border-bottom:0}.cta-panel{background:var(--navy);color:#fff;justify-content:space-between;align-items:center;gap:30px;max-width:1450px;margin:30px auto 80px;padding:40px;display:flex}.cta-panel h2{margin:0;font-size:2.1rem}.cta-panel p{color:#d8e0e8;max-width:660px;margin-bottom:0}.site-footer{background:var(--navy);color:#fff;padding:35px 0}.footer-grid{grid-template-columns:1fr 1.7fr 1fr;gap:30px;display:grid}.footer-brand{max-width:280px;margin-bottom:10px;display:block}.footer-brand img{filter:brightness(0)invert();width:100%;height:auto}.site-footer strong{font-size:1.4rem}.site-footer p{color:#d3dce8;font-size:.78rem}.site-footer nav{flex-wrap:wrap;align-content:center;gap:19px;display:flex}.site-footer a{text-decoration:none}.inner{max-width:980px;padding-block:70px 100px}.inner h1{font-size:clamp(2.5rem,4.1vw,4.3rem)}.inner h2{margin-top:50px;font-size:2.05rem}.inner p,.inner li{color:#49546a;font-size:1.05rem}.inner li{padding-block:5px}.inner .intro{font-size:1.3rem}.info{border-left:4px solid var(--coral);background:#faf5f2;padding:16px 22px}.form-grid{grid-template-columns:1fr 1fr;gap:18px;display:grid}.field{flex-direction:column;gap:5px;display:flex}.field.full{grid-column:1/-1}.field input,.field textarea,.field select{font:inherit;background:#fff;border:1px solid #9fa8b6;border-radius:6px;width:100%;padding:13px}.field label{font-size:.9rem;font-weight:700}.fine{font-size:.83rem!important}.contact-form-message,.contact-form-error{color:#b3261e;margin:6px 0 0;font-weight:700}.contact-form-message[hidden],.contact-form-error[hidden]{display:none}.contact-form-error{font-size:.9rem}.skip{z-index:99;background:#fff;padding:10px;position:absolute;top:10px;left:-1000px}.skip:focus{left:10px}details{border-bottom:1px solid var(--border);padding:17px}summary{cursor:pointer;font-weight:700}@media (width<=1150px){.site-header nav{display:none}.header-row{flex-wrap:wrap}.hero,.hero-content{min-height:570px}.hero-copy{width:57%}.trust{grid-template-columns:repeat(2,1fr)}.advisor{grid-template-columns:minmax(220px,260px) 1fr}.advisor-panel{grid-column:1/-1}.advisor-contact-list{grid-template-columns:1fr}.footer-brand{max-width:240px}}@media (width<=780px){.wrap{width:min(calc(100% - 36px),var(--max))}.header-row{min-height:82px;padding:10px 0}.brand-logo{max-width:280px}.header-actions .btn-outline{display:none}.header-actions .btn{padding:9px;font-size:.76rem}.section-heading,.city-grid,.footer-grid,.advisor{grid-template-columns:1fr}.hero,.hero-content{min-height:680px}.hero-background{background-position:57%}.hero-copy{width:100%;padding:42px 0 320px}.hero-background:after{content:"";background:linear-gradient(#fffffff7 0%,#ffffffe8 46%,#0000 72%);position:absolute;inset:0}.hero-brief{margin-top:24px}.trust{grid-template-columns:1fr 1fr}.trust>div{padding:15px 10px}.trust-icon{float:none;margin-bottom:9px}.topic-grid{grid-template-columns:1fr}.topic-card img{height:210px}.city-grid{gap:0}.city-grid>img{height:230px}.section{padding-block:45px}.advisor-contact-list{grid-template-columns:1fr}.advisor-panel{padding:20px}.advisor-qr-link{max-width:180px}.cta-panel{margin:20px 18px 55px;padding:24px;display:block}.cta-panel .btn{margin-top:15px}.form-grid{grid-template-columns:1fr}.field.full{grid-column:1}.footer-grid{gap:18px}.inner{padding-block:40px}.factline{flex-wrap:wrap;gap:12px}}.mobile-menu{display:none;position:relative}.mobile-menu summary{cursor:pointer;border:1px solid var(--border);border-radius:6px;padding:12px;font-weight:700}.mobile-menu nav{z-index:25;background:#fff;flex-direction:column;width:240px;padding:12px;display:flex;position:absolute;top:100%;right:0;box-shadow:0 10px 35px #182b4225}.mobile-menu nav a{padding:9px;text-decoration:none;display:block}.calculator{background:#fbf8f5;border:1px solid #e8e0d7;border-radius:10px;padding:25px}.calc-results{border-left:4px solid var(--coral);background:#fff;margin:22px 0;padding:15px}.calc-results p{justify-content:space-between;gap:10px;margin:9px 0;display:flex}.calc-results strong{color:var(--navy)}@media (width<=1150px){.mobile-menu{display:block}.header-actions{margin-left:auto}}@media (width<=780px){.mobile-menu{order:3}.header-actions{display:none}.hero-copy{padding-bottom:235px}.hero-brief{gap:9px}.hero-brief span{background:#ffffffdc;border-radius:4px;padding:4px 6px}.calc-results p{display:block}}.hero-cost-note{max-width:600px;margin-top:8px;line-height:1.5;color:#374960!important;font-size:.87rem!important}.hero-copy>p strong{color:#192b42;font-weight:750}@media (width<=780px){.hero-cost-note{font-size:.79rem!important}}.desktop-navigation a[aria-current=page],.mobile-menu a[aria-current=page]{color:#b44939;text-underline-offset:5px;font-weight:700;text-decoration:underline}.desktop-navigation a:hover,.mobile-menu a:hover,.site-footer nav a:hover{text-underline-offset:5px;text-decoration:underline}.mobile-menu summary{min-height:44px;list-style-position:inside}.mobile-menu nav{width:min(340px,100vw - 36px);max-height:min(75vh,650px);overflow-y:auto}.mobile-menu nav a{align-items:center;min-height:44px;display:flex}.mobile-menu-legal{border-top:1px solid var(--border);margin-top:8px;padding-top:8px}@media (width<=1450px){.site-header .desktop-navigation{display:none}.mobile-menu{display:block}.header-actions{margin-left:auto}}@media (width>=1451px){.site-header .desktop-navigation{display:block}.site-header .mobile-menu{display:none}.site-header .desktop-navigation ul{gap:13px}.site-header .desktop-navigation a{font-size:.78rem}.header-actions .btn{padding:11px 13px;font-size:.79rem}}.inner{width:min(calc(100% - 64px),var(--max));max-width:var(--max);margin-inline:auto}.editorial-page>.eyebrow,.editorial-page>h1,.editorial-page>.intro{max-width:1100px}.editorial-page>.intro{max-width:90ch;line-height:1.65}.editorial-block{border-top:1px solid var(--border);grid-template-columns:minmax(210px,4fr) minmax(0,8fr);align-items:start;column-gap:clamp(30px,5vw,110px);padding:clamp(30px,4vw,60px) 0;display:grid}.editorial-block>h2{overflow-wrap:break-word;max-width:440px;margin:0;font-size:clamp(1.65rem,2.5vw,2.65rem)}.editorial-body{min-width:0;max-width:1050px}.editorial-body>:first-child{margin-top:0}.editorial-body>p,.editorial-body>ol,.editorial-body>ul{max-width:85ch}.editorial-body>p{margin:0 0 1.3em;line-height:1.75}.editorial-body>ul,.editorial-body>ol{padding-left:1.35em}.editorial-body details{max-width:100%}.inner .calculator{max-width:1050px}.inner:has(#lead-form){max-width:var(--max)}#lead-form{max-width:1080px}@media (width<=900px){.editorial-block{grid-template-columns:1fr;gap:18px}.editorial-block>h2{max-width:unset}.inner{width:min(calc(100% - 36px),var(--max))}}@media (width<=600px){.inner .intro{font-size:1.13rem}.editorial-block{padding:28px 0}.editorial-body p,.editorial-body li{font-size:1rem}.inner h1{overflow-wrap:break-word}}.cta-microcopy{margin:10px 0 0;color:#38495b!important;font-size:.81rem!important}.lead-benefits{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:28px 0 30px;display:grid}.lead-benefits>div{background:#fbf6f2;border:1px solid #efded3;border-radius:9px;padding:18px 20px}.lead-benefits strong{font-size:.98rem;display:block}.lead-benefits span{color:#4c5b6b;margin-top:5px;font-size:.86rem;display:block}@media (width<=760px){.lead-benefits{grid-template-columns:1fr}.hero-copy .cta-microcopy{max-width:320px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}.btn:hover{transform:none}}.editorial-visual{background:#f5f2ed;border-radius:12px;max-width:100%;margin:30px 0 38px;overflow:hidden}.editorial-visual img{aspect-ratio:1672/941;object-fit:cover;width:100%;height:auto;display:block}.editorial-page>.editorial-visual{max-width:100%}.planning-story{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);align-items:center;gap:clamp(24px,5vw,70px);display:grid}.planning-story p{color:var(--muted);max-width:66ch}.planning-story .editorial-visual{margin:0}@media (width<=900px){.planning-story{grid-template-columns:1fr}.editorial-visual{margin:22px 0 32px}}.hero,.hero-content{height:auto;min-height:0;max-height:500px}.hero-content{height:480px}.hero-copy{width:min(670px,59%);padding:28px 0 25px}.hero h1{max-width:620px;margin:14px 0;font-size:clamp(2.15rem,3.3vw,3.6rem);line-height:1.08}.hero-copy>p{margin:10px 0;font-size:1rem;line-height:1.45}.hero-cost-note{max-width:620px;font-size:.77rem!important;line-height:1.45!important}.hero .buttons{margin-top:15px}.hero .btn{padding:12px 17px}.hero-background:after{content:"";background:linear-gradient(90deg,#fffffffa 0%,#ffffffeb 24%,#ffffffbd 45%,#ffffff0f 77%);position:absolute;inset:0}.desktop-navigation .nav-entry{position:relative}.desktop-navigation .nav-dropdown{z-index:50;border:1px solid var(--border);background:#fff;border-radius:10px;flex-direction:column;align-items:stretch;width:260px;display:none;position:absolute;top:100%;left:0;box-shadow:0 12px 36px #0e20302b;gap:0!important;padding:12px!important}.desktop-navigation .nav-entry:hover>.nav-dropdown,.desktop-navigation .nav-entry:focus-within>.nav-dropdown{display:flex}.desktop-navigation .nav-dropdown a{white-space:normal;padding:11px;font-size:.89rem;display:block}.mobile-menu .mobile-menu-group>details{border:0;padding:0}.mobile-menu .mobile-menu-group>details>summary{border:0;padding:10px 12px}.mobile-menu .mobile-subitems{border-left:2px solid var(--coral);margin-left:12px;padding-left:15px}.mobile-menu .mobile-subitems a{font-size:.94rem}.footer-brand img{filter:none;background:#fff;border-radius:5px;max-width:260px;padding:5px}@media (width>=1151px) and (width<=1450px){.site-header .desktop-navigation{display:block}.site-header .mobile-menu{display:none}.site-header .desktop-navigation ul{gap:12px}.site-header .desktop-navigation a{font-size:.79rem}.brand-logo{max-width:315px}.header-actions .btn{padding:10px 12px;font-size:.78rem}}@media (width<=780px){.hero,.hero-content{height:auto;min-height:0;max-height:none}.hero-content{align-items:flex-start;height:auto;min-height:0}.hero-copy{width:100%;max-width:630px;padding:27px 0 26px}.hero h1{font-size:clamp(2rem,7.6vw,3rem)}.hero-background{background-position:65%}.hero-background:after{background:linear-gradient(90deg,#fffffff7 0%,#ffffffe6 52%,#ffffffad 100%)}.hero .buttons{gap:7px}.hero .btn{padding:10px 12px;font-size:.81rem}.hero-cost-note{font-size:.72rem!important}.hero-copy .cta-microcopy{font-size:.74rem!important}}